Bob is an attorney originally in private practice in Hartford, CT. He specialized in the fields of taxation, corporate and real estate law. Bob joined Martin Karn Associates, Inc. in 1983, as a financial planner, and co-founded Karn Couzens & Associates in 1987.

He has a masters degree in Taxation from the Boston University School of Law, a J.D. Degree from Tulane School of Law and a B.A in Political Science from Boston College. A Certified Financial Planner, Bob has expertise in investment and estate planning, taxation and total financial planning.